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Niccol di Bernardo dei Machiavelli (Italian: nikkol makjavlli; ) was a Florentine historian, politician, diplomat, philosopher, humanist, and writer during the Renaissance. He was for many years an official in the Florentine Republic, with responsibilities in diplomatic and military affairs.
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No matter how heavy it feels, bad credit doesn't last forever. Even if you made a total mess of your financial life at one point, after a certain amount of time, most of those financial mistakes will be expunged from your credit report.